The AI-native banking platform
with agentic banking solutions that
enable institutions to operate smarter.
Intelligent banking starts with a platform that brings your institution’s technology and data together. Cortive unites modernized banking operations, enterprise connectivity and data intelligence in one AI-native platform, with a single point of access to the breadth of the Kinective ecosystem. By orchestrating operations, integrations, and data in a unified platform, it drives automation, powers real-time decisions, and create the foundation where AI can deliver meaningful impact—securely, seamlessly, and at scale. Cortive puts timely intelligence into the hands of your teams, helping them make smarter decisions, create more relevant consumer experiences and operate more efficiently across the institution.
See what connected intelligence can make possible for your institution.
The Cortive
Intelligent Banking Platform
Across a financial institution, the work of serving consumers, managing operations and making decisions is connected. Cortive brings Kinective’s capabilities together across document workflows, branch operations, digital connectivity, cash management and data intelligence, giving teams the context to see how those activities relate. That connection changes what teams can see. Signals across the institution come together to reveal opportunities and risks while there’s still time to act.
Document
Workflow.
Optimize your internal business processes and the way transactions flow across your institution with an easy-to-use, eSignature experience that automates document generation, document execution, and document archiving. End to end connectivity across your institution!
A better way to sign. Built exclusively for Banking and no powered with AI.
The most comprehensive eSignature experience in banking today – now powered with intelligence to deliver advanced signing results.
Branch
Automation.
Experience the power of streamlined workflows, improved efficiency, and enhanced client experiences with our advanced core integrations with your teller cash recyclers, ATMs, and branch hardware. Real-time transaction processing and automated balancing helps you eliminate labor-intensive, error-prone tasks.
Deliver frictionless digital experiences in branch with our advanced teller enablement solutions.
Kinective Link™ & Kinective Hub™
One connection to power retail banking.
Kinective Access™
Break the chains between hardware and associates.
Kinective Serve™
Transactions from anywhere.
Kinective Kiosk™
Migrate high-cost transactions to self-service.
Kinective ATM Monitoring™
Provide unparalleled control, security & performance for your ATM network.
Kinective Receipts™ & Kinective Receipts Plus™
Next generation digital receipts.
Kinective Check21™
Check21 processing like you’ve never seen before.
Kinective Checks™
Enhance your official checks with flexibility and security.
Kinective Check Recognition™
Maximize straight-through processing with 99%+ recognition accuracy to reduce manual workflows and operational costs.
Digital
Connectivity.
Transformation sounds great on paper, but tough to make a reality with outdated and disconnected systems. We have the solution. Our digital connectivity gives you control by bridging the gap between legacy systems and modern digital services through turnkey, best-of-breed API integrations.
Kinective Bridge™
Automate loan boarding to dramatically enhance your loan origination process.
Kinective Gateway™
For Financial Institutions and Fintechs.
Use one connection to cores and banking applications to transform your integrations and time-to-market strategies.
Data
Intelligence.
You invest millions of dollars in technology, people, and services each year, but do you know how those investments are performing? Can you easily visualize operational bottlenecks and inefficiencies? Want to get greater visibility into your customers and their relationships?
The newest addition to our Banking Operations Platform activates the data that exists across your institution and in the various systems you use every day. From data aggregation and normalization, to visualization and activation – our data intelligence solutions turn disconnected information into actionable insights.
The result? A pioneering data-driven banking operations platform that changes the way you operate, compete and serve your communities.
Data aggregation, intelligence, and activation that unlocks growth and operational efficiency by managing the entire data journey.
Critical business insights from easy-to-read dashboards.
Fraud &
Risk.
Modernize your risk posture with intelligence that anticipates threats and secures data. Kinective’s expanded solution suite integrates AI-powered fraud detection that uses deep learning and image forensics to stop altered and counterfeit checks. This works in tandem with our comprehensive asset and liability management tools to provide stability across the balance sheet.
To ensure total operational integrity, we also provide high-speed data conversion and imaging solutions that simplify complex migrations. From the teller line to the back office, we provide the accuracy and automation needed to reduce costs and proactively manage risk
(New!) Kinective Fraud Detection™
Stop forgeries and counterfeits in real-time using AI-powered forensics and deep learning across all deposit and inclearing channels.
Kinective ALM™
Mitigate risk with advanced asset and liability management.
Document
Workflow.
Document
Workflow.
Document
Workflow.
Document
Workflow.
Document
Workflow.
What do you want to transform?
End-to-end automation of each stage of digital document workflow to drive efficiency and customer delight/
Gain unprecedented visibility into operational performance, customer relationships and power smarter engagements through AI/ML predictive modelling and analytics.
Automate labor-intensive workflows for cash transactions and improve teller productivity.
Seamlessly connect banking cores with modern fintech solutions. No more lengthy overhauls – enhance and extend your existing infrastructure with ease.
Measure and manage risk while maximizing profit with our enterprise-level interest rate risk management, reporting, and data conversion suite.
Over 4,300 banks, credit unions, and fintechs trust us.
Case Studies
Real stories with real impact.
Integrations
The largest library of integrated fintech solutions
Press
Kinective in the news.
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